As the school year approaches, families are encouraged to prioritize their children's health coverage through the Children's Health Insurance Program (CHIP) or Medicaid. These programs provide free or low-cost health insurance for eligible children and teens up to age 19, ensuring they have access to necessary medical care to thrive academically and socially.
Many families may not realize they qualify for coverage. Eligibility varies by state and is based on household income and size. In most states, children from a family of four earning up to $80,000 per year may be eligible, and in some states, income limits are even higher. This means that even families who think they earn too much might still qualify.
Health coverage through Medicaid and CHIP offers a range of benefits critical for school success. These include annual checkups and school physicals, preventive care, dental services to prevent cavities and missed school days, vision and hearing services, mental health support, prescription medications, and specialized services for children with disabilities. Healthy children are more confident and ready to participate in classroom and extracurricular activities.
Applying for coverage is straightforward. Families can apply by phone, mail, in person at their state Medicaid or CHIP office, or online at InsureKidsNow.gov/coverage. Enrollment is open year-round, so there is no need to wait for a specific period. Once enrolled, it is important to renew coverage every twelve months and keep contact information updated with the state office to avoid lapses.
For more information, visit InsureKidsNow.gov or call 1-877-KIDS-NOW (1-877-543-7669). This information is provided by the U.S. Department of Health & Human Services.
