LM PAY S.A., a Polish FinTech company specializing in embedded finance solutions for healthcare, beauty, and insurance sectors, announced its preliminary results for the third quarter of 2025, revealing significant revenue growth and expanding customer base. The company reported cumulative revenue of PLN 23.8 million (EUR 5.6 million) for the first nine months of the 2025 fiscal year, a 50% increase compared to PLN 15.8 million (EUR 3.7 million) in the same period of 2024. This growth was primarily driven by new partnerships and increasing demand for services in healthcare, beauty, and insurance.
Despite the strong revenue performance, EBIT for the period stood at PLN 6.5 million (EUR 0.5 million), reflecting a 12.8% decline from the previous year. The decrease is mainly attributable to a one-off event in 2024—the sale of a portfolio of receivables—which affected the comparability of results. Excluding this event, the operational performance remains solid.
Customer acquisition continued its positive trajectory, with the number of clients served increasing by 12% to 33,000 in the first nine months of 2025. This growth is largely due to efficient onboarding in clinics and salons, contributing to the expansion of the customer base. Moreover, customer loyalty remained strong, as evidenced by the increasing share of recurring users. In the third quarter of 2025, recurring customers accounted for 33% of total users, up from 30% in the same quarter of 2024. This underscores consistently high customer satisfaction and stable demand for LM PAY's solutions.
LM PAY's platform is integrated into the workflows of over 13,000 clinics, beauty salons, and insurance brokers across Poland, simplifying financing for patients and customers while ensuring immediate payments to providers. With more than ten years of market experience and a listing on the Dusseldorf Stock Exchange (ISIN: PLLMPAY00016), the company is well positioned for continued growth. For more details, the original release is available at www.newmediawire.com.
