Provident Financial Services Inc (NYSE: PFS) announced its financial results for the fourth quarter of 2025, reporting record revenue and robust profitability. The company achieved net income of $83.4 million, or $0.64 per diluted share, resulting in a return on average assets of 1.34%. Revenue reached a third consecutive quarterly record at $225.7 million, supported by record net interest income of $197.4 million and record noninterest income of $28.3 million.
These results underscore the company’s ability to grow earning assets while sustaining strong fee generation across its business lines. According to the announcement, the reported net interest margin was 3.44%, up 1 basis point quarter over quarter, while the core net interest margin expanded by 7 basis points to 3.01%. This performance reflects continued operating momentum and improving profitability metrics.
The full announcement, including downloadable images and additional details, is available here. Stonegate Capital Partners, a leading capital markets advisory firm, provided the update on Provident Financial Services. Stonegate’s affiliate, Stonegate Capital Markets (member FINRA), offers investment banking services for public and private companies.
Investors and analysts can access more information about the quarterly results through the official press release distributed by Reportable, Inc. The strong quarterly performance positions Provident Financial Services favorably as it continues to execute on its strategic initiatives in the current interest rate environment.
