Rubean AG, the Munich-based FinTech company specializing in software point-of-sale solutions, announced at its annual shareholders' meeting on Wednesday that it expects consolidated revenue to rise to between 5.0 million and 6.0 million euros in 2026, up from 3.71 million euros in the previous year. This growth trajectory is fueled by a strong first half, during which revenue increased by over 50 percent to 2.4 million euros. Co-CEO Jochen Pielage highlighted that recurring revenue from its SoftPOS software is becoming a major profit driver, projected to account for half of 2026 annual revenue, more than double the previous year's share.
The company's software replaces traditional card readers by enabling merchants to accept payments directly on smartphones without additional hardware, positioning Rubean as a market leader in Germany and Spain. The company has expanded into other European markets, including Switzerland, France, and the United Kingdom, with support from major banks and payment service providers. Pielage noted, "We now work with 19 major banks, including the German Sparkassen, BBVA in Spain, and Commerzbank, as well as internationally active payment service providers in Europe and in North and South America." This expansion lays the groundwork for scaling sales operations, bolstered by the appointment of Stephan Kuck to the Executive Board.
Looking ahead to 2027, Rubean expects to achieve monthly breakeven and report its first full-year positive net income, driven by continued growth in high-margin recurring revenue. "Thanks to the continued significant growth in recurring revenue, we will reach monthly breakeven in 2027 and close the entire year with a positive net income for the first time," Pielage stated. The company's SoftPOS solution supports girocard (EC card) in Germany and is deployed by banks, acquirers, and merchants across Europe and the Americas. For more information, visit www.rubean.com.
This announcement underscores Rubean's transition from a growth-focused phase to a profitability-oriented strategy, leveraging its scalable software platform and expanding partnerships to achieve sustainable financial performance. The company's ability to double recurring revenue while entering new markets positions it for long-term success in the competitive digital payments landscape.
